Archive for May, 2011

A Few Quick Money Tips To Get Your Financial Life Back on Track

When you are desperate to raise emergency funds, it usually doesn’t take very long for you to realize who really cares about you, who is truly a friend … be they family or not.

Here are a few emergency budgeting tips:

Budgeting Tip #1: Manage your debt. Anyone who’s ever tried to consolidate debt knows it can be tough, but it can also save you loads of money. The best thing you can do to help with this is to get a free credit report

Budgeting Tip #2: For your car payment, call the creditor and request a payment extension. Perhaps you hate payment extensions, because they require a fee and you still have to make the payment at the end of the contract. In this case, a payment extension can allow a little breathing room to help you recover during your money emergency. Expect that you will likely have to pay a fee (usually about Œ – 1/3 the car payment amount) for the extension. Freeing up the money you need today is your first and only goal at this point.

Budgeting Tip #3: Consider getting an online cash advance. It’s a fast and easy way to get some breathing space in a stressful situation. read more

Audiences Are Your Friend

From the rank amateur to the motivator speaker, audiences create the same effect no matter how small they are to a speaker. Fear and anxiety.

From a single person to a crowd as big as the fans in the Super Bowl, speaking in front of a serious listening audience is the true test and baptism of fire.

Despite this, audiences are predictable. Audiences listen to you because they want to learn something from the speaker.

Following this logic, the speaker would do well to follow the strategy of making it informative as well as interesting to listeners to see your speech through till the end.

Here are some tips on how you can have the audience listen in rapt attention.

1. Speak according to the listeners’ interests. It is always a good idea to find out what the crowd you are speaking to is interested in. For example, if you have more teenagers in the crowd, you don’t really want to talk about your subject in a way that bores them, like good education. Other aspects to consider would be the local culture, age, sports, religious inclinations, etc. Talk about what’s important to them, something they can easily relate to without a stretch of imagination. read more